BUSINESS CREDIT
TO FIND OUT IF YOUR BUSINESS COULD BENIFIT FROM OUR SERVICES, ASK YOURSELF THESE SIMPLE QUESTIONS:
• Are you a new business?
• Have you had trouble getting credit for your business?
• Could you lose your business if you were to have a few bad months?
• Is your business stagnating or declining?
• Are there changes you'd like to make, but finances are an issue?
• Are you losing profits because of lack of resources?
• Would you like to protect your family from the liabilities of your business?
• Do you have long term goals of selling your business one day?
IF YOU ANSWERED YES TO ANY OF THESE QUESTIONS.
THEN YOU NEED TO ESTABLISH BUSINESS CREDIT
DID YOU KNOW?
No one starts a business thinking they won’t succeed, but the fact is that 50% of businesses fail in their first three years. Often the reason these businesses fail is due to lack of access to capital. At Influent Business Credit our business experts have worked with thousands of businesses over the last 5 years and we believe we have the key to turn any business into a phenomenal one.
Most owners understand that using credit for their business is a necessity; however, business owners don’t always understand how corporate credit is different from personal credit. True business credit gives you access to unlimited money to grow your business, and can avoid the ceiling personal credit has.
Many times business owners will start their business with personally backed credit not knowing that any business credit backed by personal income limits how much money a business can borrow, and can make them personally liable.
Most owners understand that using credit for their business is a necessity; however, business owners don’t always understand how corporate credit is different from personal credit. True business credit gives you access to unlimited money to grow your business, and can avoid the ceiling personal credit has.
REACHING TRUE BUSINESS SUCCESS AND STABILTY IS MUCH EASIER WITH OUR PROVEN STRATEGY
Influent Business credit has helped countless business owners reach financial freedom through our proprietary services. More importantly, Influent Business Credit's business funding experts are willing to listen to what is important to your business, and will customize solutions around those specific needs. Our business funding advisors also understand that many people lack knowledge, and feel fear or insecurity when it comes to business finances –that is why our funding advisors will hold each business owners hand through this entire process, with step by step instructions that are easy to understand and follow.
HOW ACCESS TO BUSINESS CEDIT CAN IMPROVE YOUR BUSINESS
~Getting approved for credit~
The business Paydex score is a business credit rating that functions similarly to your personal FICO score, except it’s attached to your business entity only. Unlike a FICO score it is not automatically established so most business owners have a 0 business score. There are billions of dollars waiting to be given to business owners, but who gets that money is determined by a business paydex score. We help create a powerful portfolio for your business that makes it more attractive to credit lenders. Most small business loans are automated, and simply improving your score can get you automatically qualified.
~Make your business more valuable~
Most people don't know that a good business credit Paydex score will actually increase the value of your business. Unlike FICO (personal) credit, true business credit is attached to the business as a transferable asset. By developing true business credit, you give the new owner immediate access to capital, and substantially increases what they’re willing to pay for your business. If you have plans to run your business as an investment or leave your options open to sell it at a much higher value, a strong Paydex score is invaluable.
~Different types of credit~
All types of business credit can be accessed with Influents’ system including: bank lines of credit, business credit cards, vendor lines, trade accounts, Small Business Association loans, angel investors and joint venture funding. Having developed inside relationships with over 2000 vendors nationwide, combined with our proven system, we are able to drastically reduce the time required of any business to develop significant lines of credit.
~Reducing Expenses~
With strong business credit assets you’ll see increased cash flow from new investment opportunities having access to capital will create, but also by reducing operating costs with better vendor and supplier terms, reduced credit card rates, and lower financing costs
REDUCE PERSONAL LIABILITY:
Creating a corporation reduces personal liability and increases business credibility when credit is properly structured. At Influent Business Credit we will not only help you create the necessary corporate entities, but also help you build a Business Credit Asset to ensure the protection of your personal assets, your home and your family.
“ These guys have built a foolproof system. My business Credit Advisor walked me through step by step until I had the amount of cash credit I was in need of... $175,000! ”
Jose Acuna, Acuna Electric
“ ...in approximately 45 days we were able to obtain over $200,000 in business credit... the process was simple and easy. ”
Steve Kreager
OUR SYSTEMATIC APPROACH WORKS. GUARANTEED.
We've helped hundreds of businesses build over $7,200,000 in credit. It takes 6 months for qualified businesses to build their business credit
WHAT YOU CAN EXPECT
You will be teamed up with a Credit Advisor who will do a free analysis of your business, and outline a 30 step program in line with your business goals. Some clients receive business credit in less than 45 days, and most receive funding within 6 months. The process is systematic, and has worked successfully for our many satisfied clients.
IS THIS PROGRAM RIGHT FOR YOU?
ARE YOU GROWING AND EXPANDING?
Get the access to capital now to help support your business. Having credit is a mandatory step in business growth, and with the help of our credit advisors you'll make sure to use it efficiently.
DO YOU NEED FINANCES TO OFFSET GAPS IN CASHFLOW?
This program is aimed at helping businesses who need to fill their gaps in cash flow, or increase cash flow to purchase necessary assets or inventory. For those businesses doing well, you should be rewarded with more peace of mind in keeping things running smoothly, or infusing your business with the capital you need for expansion.
ARE YOU A STRUGGLING BUSINESS?
This program is NOT aimed at creating credit for failing businesses or high risk businesses that are on the brink of failure. We pre-qualify businesses, and get you on a systematic program to successfully build your credit over a period of 2-6 months.
ARE YOU A NEW BUSINESS?
We also specialize in helping set up a business correctly from the beginning, to help set you up for ultimate success. We've learned the right process by making mistakes, and are passionate about helping businesses avoid these mistakes.
“ ...My Business Funding Advisor helped us expand our dry cleaning business from one center to three dry cleaning centers... Thank you so much! ”
Laura Whorley
“ I now have the ability to take my company to the next level. Thanks to you guys I was able to secure over $200,000 in unsecured business lines of credit. ”
Maria Santana
“ ...within 30 days we obtained over $75,000 in corporate credit... within the last 6 months as we have continued the credit building process, we now have over $255,000 in actual CASH credit! ”
Donna Ray
Frequently Asked Questions
WHAT IF MY BUSINESS CREDIT IS TERRIBLE?
Bad personal credit is a hurdle many businesses owners have to overcome. We deal with more every year. There are multiple ways in which we can help you get funding in spite of bad personal credit. It simply takes more time. If you have a partner who has good credit, it can be used in place of yours.
WILL I NEED TO USE USE MY PERSONAL CREDIT OR GIVE A PERSONAL GUARANTEE TO OBTAIN FUNDING?
With regard to debt financing a typical business owner will have more options with personal credit and can use good personal credit to jump start a business credit profile. This is similar to a family member cosigning a car loan. In the same way, you may choose to use personal credit to add credibility to a new business credit profile. Also, sometimes a lender will request to see your personal credit as a reference even though you won't be required to "personally guarantee" the loan. Currently most SBA's require personal guarantees. However, all other types of business loans can be approved with no personal guarantee. Keep in mind that with every business exchange another individual is maintaining a mental credit profile of the business. With every business commitment specific relationship capital is regularly met, exceeded, or falls short of expectations.
EXACTLY HOW WILL YOU BE HELPING BUILD MY BUSINESS CREDIT?
First of all, you will not be receiving a great book, a one size fits all program, DVD series, guide or magic pill.When it comes to building your business credit, you cannot rely on a book or DVD to answer your questions. There are simply too many unique situations, and a book or DVD's cannot cover them all. Besides, the lending industry is constantly changing; especially since October 2008. This requires business credit experts that adapt to the market trends.
At Influent Business Credit we provide a personal business-credit adviser that walks you carefully trough the whole process and lays out a plan for profit. It's especially important to have an expert who is accessible to answer all of your specific questions- at Influent Business Credit our advisers are committed to building long term relationships and coming up with customized creative solutions.
WHEN SHOULD I ESTABLISH CORPORATE CREDIT?
Just like personal credit, the best time to establish corporate credit is as soon as possible, before you're in a pinch. It takes time to grow your credibility with lending institutions.
“ I had applied at the banks prior to using Business Credit Advisor and was turned down, after I started building my corporate credit I was able to obtain over $100,000 in corporate credit---all CASH ”
Brian Jones, Las Vegas
“ Unfortunately, I went through another business credit building company that charged thousands of dollars upfront with no guarantee. The only thing I ended up with is a business credit file and some vendor credit... no cash credit! Once I started working with my Business Credit Advisor and my consultant, I was able to obtain over $100,000 in CASH credit. Thanks guys! ”
Andrew Jensen Crotochrom, Inc
“ I have been following your program for over 9 months now and have over $300,000 in cash credit! ”
Jacob Dunn
CAN I DO THIS ON MY OWN WITHOUT HELP?
Unfortunately, building business credit is not as simple as building your personal credit. Not all businesses report your payments to the credit bureaus when you make payments on time. In fact, many businesses only report your credit when you miss a payment. This is where our expertise comes into play. We'll guide you to apply to the right institutions in the right order so we can streamline your progress of building your credit lines.
“ ...a couple of years ago I became a real estate investor... Business Credit Advisor helped me obtain over $215,000 in CASH to expand... ”
Cindy Larsen, AZ
YOU CAN DO IT TOO!
GET STARTED TODAY
~Backed by a $50,000 guarantee~
Our Credit experts can give you a quick answer to wether or not your business qualifies for this program.